Use Your HSA/FSA Funds at WOWMD

Save 30–40% on Medical Weight Loss and Health Optimization

At WOW MD, we believe proactive wellness is essential health care, and our partners at Truemed agree. Through our collaboration, eligible customers can now use their Health Savings Account (HSA) or Flexible Spending Account (FSA) funds on WOW MD products. This means you can purchase your favorite health optimization supplements using pre-tax dollars, saving an average of 30% to 40%.

What is Truemed?

Truemed is a specialized payment platform that enables leading health and wellness brands, like WOW MD, to accept Health Savings Account (HSA) and Flexible Spending Account (FSA) funds. Think of them as the PayPal for pre-tax health accounts. They streamline the entire process, facilitating both direct payments and reimbursements for qualified health and wellness purchases.

We are thrilled to partner with Truemed to make your daily wellness routine and favorite supplements more accessible than ever.

How it works

Using your HSA and FSA funds towards your WOW MD supplements is easy.

Here is a step-by-step guide to walk you through one-time and subscription orders:

For one-time purchases

  1. Add products to your cart, making sure to click “One-time purchase.”
  2. At checkout, under Payment, click "TrueMed- Pay with HSA/FSA."
  3. Enter your HSA/FSA card details.
  4. After you complete your purchase, take the survey to determine your eligibility.
  5. In a few business days, the Truemed Concierge will contact you about eligibility and provide instructions for receiving reimbursement from your HSA/FSA administrator.

For subscription purchases

  1. Add products to your cart making sure to select “Subscribe & Save” option.
  2. At checkout, pay with your normal credit or debit card.
  3. After you complete your purchase, you’ll receive a confirmation email with a survey inside.
  4. Complete the survey to determine your eligibility.
  5. In a few business days, the Truemed Concierge will contact you about eligibility and provide instructions for receiving reimbursement from your HSA/FSA administrator.

Frequently Asked Questions (FAQ)

What are HSA and FSA accounts?

Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) allow you to set aside pre-tax dollars for eligible healthcare and wellness expenses. Using pre-tax dollars on your WOW MD purchases effectively saves you an average of 30% to 40%. If you are unsure whether you have an HSA or FSA, please check with your employer or health insurance provider.

Can I use my HSA/FSA card directly at WOW MD?

Yes! For one-time purchases, simply select “Truemed – Pay with HSA/FSA” under the payment options at checkout and enter your HSA or FSA card details just like a standard credit card. For subscription orders, check out using your regular credit or debit card, and then submit the intake survey to request reimbursement.

Can I use my regular credit card and request reimbursement later?

Yes. If you prefer to pay with a regular credit or debit card (or if your HSA/FSA provider requires reimbursement submission), select Truemed at checkout or complete the post-purchase evaluation. Truemed will issue an itemized receipt and Letter of Medical Necessity (LMN) along with step-by-step instructions for submitting a claim to your HSA/FSA administrator.

Are there any extra fees for using Truemed?

No. Truemed’s evaluation process, Letters of Medical Necessity, and support services are 100% free to WOW MD customers.

What is a Letter of Medical Necessity (LMN), and how is it compliant?

Under IRS Code Section 213(d), wellness products, dietary supplements, and lifestyle items qualify as reimbursable medical expenses if a licensed medical practitioner substantiates that they treat or prevent a specific health condition. Truemed’s network of licensed health providers evaluates your survey responses to issue a compliant Letter of Medical Necessity (LMN) that satisfies all IRS requirements for HSA/FSA reimbursement.

How long does it take to receive my Letter of Medical Necessity (LMN)?

Most Letters of Medical Necessity are issued within 24 to 48 hours. If Truemed’s clinical team requires additional details to evaluate your survey responses, it may take slightly longer. If you haven’t received your letter after 48 hours, check your email’s spam/promotions folder or contact Truemed support at support@truemed.com.

How long is my Letter of Medical Necessity valid?

Your issued LMN is valid for 12 months from the date of issuance. During this period, you can continue purchasing qualified WOW MD products using your HSA/FSA funds or submitting recurring subscription receipts for full reimbursement.

I don’t live in the United States. Can I still use Truemed?

Unfortunately, no. Truemed operates under US tax laws (IRS guidelines) and is currently only available for US residents using US-based HSA or FSA accounts.